PRIVACY POLICY

ORIX USA Corporation Internet World Wide Web Sites

The protection of your information is an important concern of ORIX USA Corporation and its subsidiaries, ORIX Financial Services, Inc., ORIX Real Estate Equities, Inc., ORIX Venture Finance, LLC and ORIX Capital Markets, LLC (collectively, "ORIX USA").  To demonstrate our commitment to protecting your privacy, ORIX USA has created this Privacy Policy.

Anonymity

You may visit ORIX USA’s family of web sites without revealing your identity or e-mail address.  Each time you log onto our web site, your computer automatically provides non-personally identifiable information, unless you activated blocking technology available in your Internet browser.   We collect this information, such as the name of the domain you used to access the Internet, and the web site you visited prior to and following your visit to our web site.  ORIX USA and our business partners use this non-personally identifiable information to measure the number of visits, the average time spent per visit, the pages viewed and other statistics about visitors to ORIX USA's web site.  ORIX USA may also use this information to monitor the performance and improve the use and convenience of the web site.

Collection of Information

Personal information is collected through the ORIX USA web site to personalize your visit.  The personal information collected may include information entered at the web site, information provided on an online form, or information given to us through other means.  You always have the option of not providing some or all of the personal information requested, but this may prevent you from fully utilizing some of the features of our web site.

The personal information you provide is used by ORIX USA in a manner consistent with the purpose for which it was provided and in accordance with this Privacy Policy.  For example, if you contact us by e-mail, will we use the personal information provided by you to answer your question or resolve your problem.  Similarly, if you contact ORIX USA in response to an employment opportunity, then we may use your personal information to consider your qualifications for the employment opportunity.  We may also use your personal information and other non-identifiable information collected through the web site to improve the content and functionality of the web site, to better understand our customers and markets, or to improve our products and services.  Your personal information may also be used by us to contact you, electronically or otherwise, to tell you about products or services that may be of interest to you or to inform you of new features of ORIX USA’s web site.  If we do contact you, each communication we send will contain instructions permitting you to discontinue receiving future communications (see the section on “Opt-Out/Correcting Your Information” below).

Information Sharing

ORIX USA is not in the business of selling information about our users and we will treat your information with great care and respect.  All personally identifiable and business information collected by ORIX USA through its web site will be used for multiple purposes.  We may disclose such information to our business partners and marketing firms engaged by ORIX USA, from time to time, to offer services or other opportunities that we believe will be of interest to our users.

There are, however, legal, regulatory or security reasons that may require ORIX USA to disclose aggregate levels of personally identifiable information about its users.  ORIX USA will use reasonable efforts to limit such disclosure to the following circumstances: (i) in order to protect or enforce our rights; (ii) in order to protect the safety of another; (iii) in order to make credit decisions; (iv) in order to report information regarding ORIX USA’s transactions and/or experiences with a user in accordance with the Fair Credit Reporting Act; (v) in order to provide services; (vi) in order to respond to any subpoena, warrant or other legal process and comply with law or regulations; (vii) in order to maintain, update or otherwise implement ORIX USA's data security measures, equipment, technical operations and other like matters; or (vii) in connection with the sale of any ORIX USA business to an entity that purchases or acquires all or substantially all of ORIX USA's assets of that business or all or substantially all of ORIX USA's web site operations for that business.  Furthermore, we can (and by visiting our web site you are deemed to have authorized us to) disclose your user identification, name, street address, state, zip code, country, phone number, e-mail, and company to third party agents of ORIX USA as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud or other unlawful activity or activity that may expose us to liability or other harm.

Additional Information

From time to time, ORIX USA may offer you through its web site, an on-line Proposal ("Proposal").  If you decide to inquire about or use the Proposal, ORIX USA may gather important information from you through its web site in order to answer your questions and/or provide you with such services.  ORIX USA requires each user who inquires about or uses the Proposal to give us business and/or personally identifiable information. We may ask for additional personally identifiable and/or business information.  In addition, ORIX USA may also collect information from third-party sources.  You may elect to apply online for one of our services, which may require us to gather additional personally identifiable and/or business information to determine your eligibility for such services.  It should be noted that there might be additional information specific to a certain service from an ORIX USA business other than as set forth herein.  Such additional private information may be found on the web site for that ORIX USA business and we encourage you to read that information.

ORIX USA also provides e-mail links on various pages of the ORIX USA web site to allow you to contact ORIX USA with questions or comments.  We welcome these e-mail communications and will make efforts to respond to these communications where appropriate.  E-mail communications and contents are the property of ORIX USA.  ORIX USA does not knowingly or intentionally solicit information from children or knowingly or intentionally market its products and services to children.

Cookies: Use and Information Sharing

When you visit our web site, your Internet browser stores small pieces of data on your computer’s hard drive (known as “cookies”).  These cookies are used to help ORIX USA measure the number of visits, the average time spent on each visit, the web site pages viewed, and other statistics relating to the use of ORIX USA’s web site.  By registering with our web site online, ORIX USA may collect additional information to provide tailored offerings or content.  ORIX USA uses cookies for this purpose to recognize you on return visits to our web site and to make your online experience more convenient. ORIX USA cannot obtain information from your hard drive or any other personally identifiable information through use of cookies.

Other Web Sites Links

ORIX USA's web sites may link to other web sites.  We, however, are not responsible for the privacy practices of any other web site.  ORIX USA encourages all users to read the privacy policy of every web site visited after leaving the ORIX USA web site.  This Privacy Policy applies solely to information collected by ORIX USA.

Security

ORIX USA takes reasonable precautions to protect the information you provide through its web site from unauthorized use, deletion or alteration.  ORIX USA hosts its web site server in a secure environment using a firewall and other technology to help prevent interference or access from unauthorized outside parties.  We safeguard the web site server to prevent unauthorized access, maintain data accuracy and ensure the appropriateness of use of the users’ information.  ORIX USA, however, cannot guarantee that unauthorized access to the ORIX USA web site will not occur.  Consequently, users should not provide confidential information through our web site.

Opt-Out/Correcting Your Information

ORIX USA does not require you to provide any information.  If for any reason you object to ORIX USA’s use of your personally identifiable and/or business information or you wish to correct any information previously submitted, simply notify us to stop such use or modify your registration information.  Please provide by e-mail any deletions and/or changes to webmaster@orix.com.

Changes to the Privacy Policy

This Privacy Policy may change to reflect the changes in our business or web site.  ORIX USA reserves the right to, and by visiting our web site you expressly agree that ORIX USA may, change any of the terms and conditions contained in this Privacy Policy or any policies or guidelines governing ORIX USA's web site or services at any time.  By visiting our web site, you are deemed to have agreed that any dispute over privacy is subject to this Privacy Policy and the Rules and Regulations, including limitations on damages and submission to the laws of the State of New York.  Any changes to the ORIX USA web site are effective upon posting the revisions to the web site.  Any changes to our policies or guidelines may be posted without notice.   It is the responsibility of each user to review the notice and any applicable changes.  Your continued use of ORIX USA’s web site after posting the changes is deemed acceptance of these changes.  The most current version of this Privacy Policy may be viewed at www.orix.com.

Questions

If you have any questions regarding this Privacy Policy or the Rules and Regulations, please e-mail your inquiries to webmaster@orix.com.